PRIVACY POLICY

1. Data Controller

TC Stratégie Financière / TC Formation
8 Avenue des Castelans, 98000 Monaco
DPO Contact: Thierry Crovetto – tcrovetto@tcsf.mc

2. Data Collected

2.1 Browsing Data

• IP Address
• Browser Type
• Pages Visited
• Visit Duration
• Origin (Referrer)

Legal Basis: Legitimate interest (statistics)
Retention Period: Maximum 13 months

2.2 Contact Forms

• First Name, Last Name
• Email
• Phone
• Message

Legal Basis: Consent + pre-contractual measures execution
Retention Period: 3 years after last contact

2.3 Cookies Used

• Essential Cookies: Site functionality (no consent required)
• Analytics Cookies: Google Analytics / Matomo (consent required)

3. Purposes of Data Processing

• Respond to contact requests
• Enhance user experience
• Generate visit statistics
• Comply with legal obligations

4. Data Recipients

• Authorized personnel of TC Stratégie Financière
• MAJ (technical maintenance)
• Infomaniak (hosting – Switzerland)

5. Data Transfers Outside Monaco/EU

Data is hosted in Switzerland (Infomaniak), a country recognized as having an adequate level of protection.

6. Your Rights (GDPR)

In accordance with Law No. 1.165 of 23/12/1993 as amended and the GDPR:

• Right of Access: Obtain a copy of your data
• Right to Rectification: Correct inaccurate data
• Right to Erasure: Delete your data
• Right to Restriction: Temporarily block processing
• Right to Object: Refuse processing (e.g., marketing)
• Right to Data Portability: Retrieve your data
• Right to Withdraw Consent: At any time

To exercise your rights:
Email: tcrovetto@tcsf.mc
Mail: 8 Avenue des Castelans, 98000 Monaco

Complaint: Commission de Contrôle des Informations Nominatives (CCIN) – Monaco

7. Security

• SSL Certificate (HTTPS)
• Secure hosting by Infomaniak
• Restricted data access
• Regular backups

8. Updates

Last updated: 12/15/2025
We will notify you of any substantial changes.